Apart from
the obvious benefits of a 4x4 if you are often off the roads, it is common
knowledge that 4x4’s are a safe car to have for a family, this can often make
them appealing for a number of people and so they are willing to pay more for a
car like this than any other family car.Even though the car costs more there is
no reason why you should pay above the odds on your 4x4 car insurance as well,
which currently one in three consumers are doing. Nearly fifty percent of all
people in the United Kingdom do not bother to compare a number of quotes and 25
percent renew their 4x4 car insurance instantly with the same insurer. There
are a number of tips below to help you keep the cost down for your 4x4 car
insurance:
Take the
time to shop around – it is so easy to save hundreds of pounds by taking five
minutes to compare quotes online, Cheap Insurance Locator has a specialist 4x4
car insurance quote comparison system to optimize your savings, we compare a
number of specialist providers which means you will be more than likely to find
one of the cheapest 4x4 car insurance quotes on the internet.
Try and
keep only regular drivers on the policy to lower your 4x4 car insurance – you
can always insure other drivers who use the car less on a day by day basis as
and when they need it. Adding other drivers to your 4x4 car insurance will only
increase the policy a lot, and will end up costing more in the long run
especially if the driver is in a higher risk category than the main driver.
Being sure to protect your no claims bonus will also help lower your 4x4 car
insurance, with only a small additional cost this is insures you against losing
up to a ninety percent discount on your 4x4 car insurance premium. For the
extra few pounds it is definitely worth it, in case you do have to make a claim
on your insurance at some point.
You can
also increase your excess to lower your 4x4 car insurance, meaning you would
have to pay more initially for a accident with the car, e.g. 500 pounds, but
your premium will be dramatically less, and realistically you will not be
claiming on your insurance for any work under 500 pounds as it will increase
your 4x4 car insurance quote too much the next year.Another to tip to reduce
your 4x4 car insurance is to keep your car in the garage if possible as on
street parking also increases your 4x4 car insurance premium, as especially it
being a 4x4 you are more likely to get broken into if your car is on the road
open for thieves etc to break into, hide it away from temptation, even if it
means cleaning out the garage, it will save you money in the long run by
reducing your 4x4 car insurance.
